Spend your yield like cash
Earn yield automatically & spend it instantly, anywhere Visa is accepted
Spend it, Don't Sell it
Your balance keeps growing in the background. Spend directly without ever needing to sell your crypto
Get rewarded every time you pay
Earn cashback and points on what you spend & unlock extra rewards from your friend’s activity
Spend anywhere Visa is accepted
Pay globally—online or in-store—at over 200M+ merchants. Works instantly with Apple Pay and Google Pay
Your money. Your rules
All-in-one money app at your fingertips. Solid combines banking and DeFi 2.0 into a seamless experience
Grow in the background
Get up to 2% crypto cashback
Pay with a single tap
Real-time payment notifications.
Control Your Spending Limits.
Freeze anytime always secure.
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Start with Solid. Deposit, grow your balance automatically, and spend it worldwide.
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Frequently asked questions
SOLID is a full-stack DeFi protocol that lets users earn, spend, and save directly from their self-custodial wallet. At its core is SoUSD — a yield-bearing, non-custodial stablecoin designed for a seamless, cross-chain experience.
When you deposit USDC, you mint SoUSD — a token that represents shares in a vault optimized for yield. Your funds are allocated into whitelisted, audited DeFi strategies. You earn automatically as the vault grows in value.
No staking. No lockups. Yield compounds passively.
Note: While we abstract gas and signatures for simplicity, you still sign transactions and pay gas when minting or redeeming.
SOLID offers DeFi without the headaches.
You get:
- Real yield from curated strategies
- Abstracted bridging & gas management
- Full control through self-custody
- A sleek interface and upcoming payment card
All in one protocol, designed to just work — for everyone.
SoUSD is a yield-bearing stablecoin. Unlike typical 1:1 pegged stablecoins, SoUSD represents your share in a growing vault.
Its value increases over time as interest accrues — no need to stake or manage positions.
SoUSD is gasless, cross-chain, and composable — ready for use in payments, swaps, lending, and more.
SoUSD uses a dynamic exchange rate, based on the vault's current performance:
exchange rate = total assets / total sharesIf the vault has earned yield, each SoUSD is worth more than $1, so you’ll receive fewer SoUSD tokens — but your USD-equivalent value is preserved and grows over time.
Yield comes from BoringVaults — a set of curated DeFi strategies across chains. Capital is deployed into secure, audited protocols with strong performance histories (e.g., lending markets, staking).
Strategies are selected based on risk, uptime, and on-chain performance, ensuring your SoUSD earns reliable, risk-adjusted yield — without you lifting a finger.
