One Deposit Flow, Credit Mode & More

TLDR: Week three of the shipping log. The single deposit flow we put on the drawing board two weeks ago is live. Credit mode is out for every cardholder as a soft launch: try it, go gently, tell us what you find. Plus a look at what’s next.

One deposit flow, live

Two weeks ago this was a sketch. Now it’s the way you add funds.

• Token first, then the address. Pick what you’re sending and we show the right address, with the others one tap away.
• Same-network deposits are free; from another network the 0.03% fee is shown under the address.

Credit mode is here

Last week we described it. This week it’s in the app for every Wirex cardholder.

• Spend without selling. Pay on your card against what you hold in Savings, while it keeps earning.
• Repay your way, from your wallet or the collateral itself. Clear it and your collateral comes back in the same tap.

Start with a small amount, test it cautiously, and send us everything you notice: what’s confusing, what’s slow, what you wish it did. A proper explainer follows next week.

Also this week

• Passkey not linked? Recovery, not signup. If your passkey passes Face ID but isn’t tied to an account, the app now offers account recovery instead of sending you to create a new one.
• The network picker opens over the QR code, not behind it.

On the drawing board

Same rule as always: none of this is live for everyone yet.

• New tiers. Next week. Two ways in, pay for the year or lock FUSE for it, and locked FUSE keeps earning while it holds your tier.
• Yield Boost. The plumbing that pays extra APY by tier is wired up. The claim button is what’s left.
• Euro on the card. We’re testing EURC, the euro stablecoin, as a spendable balance in production on whitelisted accounts. It works. Coming soon.
• Buy crypto without leaving the app. A simpler purchase widget is built into the funding flow and waiting its turn.

See you next week

That’s week three. Next week is a big one. If something in here is unclear, broken, or just annoying, tell us; the network-picker fix above started as one message from one of you.

A word from one of you

⭐⭐⭐⭐⭐

“Top tier neobank, really impressive functionality and ease of moving funds. Visa card spend is seamless with great cashback and rewards. Savings rates are exceptional. Well done guys.”

— Rob Brown, via Google Play

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Features described as on the drawing board, in testing or coming are not yet available, are subject to change, and may not be released. Credit mode is newly released and may change; it involves borrowing against your assets, and if you don’t repay, collateral may be sold to cover the loan. Interest, limits and eligibility are shown in the app before you confirm. Deposit fees vary by network and are shown before you send. Cashback and tier benefits are subject to the Solid Rewards Terms and Conditions. Solid is a non-custodial platform: you control your keys and your funds at all times.

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