We gave Solid a makeover: From crypto app to money app
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Today we're rolling out the biggest upgrade to Solid since launch: a completely redesigned mobile app, rebuilt from the ground up around one idea. Saving, spending, and earning in dollars should feel effortless, whether you've used crypto for years or never touched it.
This isn't a fresh coat of paint. We studied how the best neobanks in the world design for mobile, then rebuilt every flow in the app to that standard. Here's what changed.
One screen, everything that matters
Open the app and you see exactly what you came for: your balance in dollars, your card, and one button to add funds. Three tabs now organize everything: Wallet for your money and card, Savings for your yield, Rewards for your cashback and tier.
No jargon, no token tickers on the home screen, no guessing where things live. Your money is in dollars, your yield is in dollars, your cashback is in dollars.
Get your card in minutes
The new activation flow takes most people under 3 minutes:
- Verify your identity: a document and a quick selfie, about 2 minutes
- Your free virtual Visa Platinum card is live. No order step, no fee
- Fund your wallet and start spending. It's your money: spend it or withdraw it anytime
Add it to Apple Pay or Google Pay and start spending at 175M+ merchants accepting Visa worldwide. Freezing your card, viewing details, and managing settings now all live one tap from the home screen.
The Solid Card is a Visa credit card issued by Rain. It is separate from Solid's savings, yield, and borrowing features, which are provided through the Solid DeFi protocol and not by the card issuer.
Savings you can actually see growing
The Savings tab got the deepest rethink:
- Simulate your savings: before you deposit a cent, drag the slider and watch what your balance could become over time with compounding. Seeing it is believing it.
- Clear earnings breakdown: deposited amount, total earnings, what you earned this month, and what the next 30 days look like, all on one screen.
- Multiple ways to earn: put USDC, ETH, or FUSE to work, each with its rate shown upfront.
- Withdraw anytime: your savings move back to your wallet whenever you need them. No lockups.
Cashback in USDC, on every purchase
Every eligible card purchase now earns cashback paid in USDC. You'll see the exact cashback amount on every transaction, right in the transaction details. Separately, your Solid savings can earn yield through the Solid protocol.
Your rate depends on your tier:
- Core: 3% cashback on every purchase, from day one
- Prime: 4% cashback, plus 25% back on eligible AI, streaming, and music subscriptions
- Ultra: 5% cashback and 50% back on eligible subscriptions
And there's more on the way for Prime and Ultra members.
Moving up is simple: earn points when you spend, when you save, and when friends you invite spend too. The new Rewards tab shows your points, your tier, and exactly what unlocking the next one gets you.
No fees where it counts
Card fees: free. Bank deposits: free. Swaps: free. Deposits to your wallet show live status tracking so you always know where your money is. Other fees may apply, see the card terms.
Desktop, renewed to match
We didn't stop at mobile. The desktop app has been redesigned with the same clean layout, so switching between your phone and your browser feels seamless. Your phone is now the primary Solid experience, and everything else follows its lead.
Why we did this
Everyone deserves the power to protect and grow their money, no matter where they were born. That's the belief Solid was built on. Too much of modern money runs on permission: accounts freeze, transfers stall, access depends on geography. Solid is built around you instead, one self-custodial place to protect, grow, and spend your money without ever handing over control.
That mission only works if the product is genuinely simple. The new app is designed around the full cycle: save in digital dollars, watch yield grow in the background through the Solid protocol, spend with a Visa card accepted wherever Visa is accepted, and repeat. One account for the whole cycle.
"We've spent seven years building the rails. The new app is where it all compounds: everything in dollars, everything on your phone, none of the complexity. This is what consumer adoption of this technology actually looks like."
Mark Smargon - Solid Founder & CEO
A foundation, not a finish line
Here's the part we're most excited about: this redesign isn't the destination. It's the ground floor for everything coming next.
- Solid is about to get more fun. We're building something playful into the app that turns growing your money into something you'll actually look forward to opening. We're not saying the word "game"... but it rhymes with it. Soon.
- New ways to grow. Savings was the start. We're working on bringing more asset classes to Solid, including stocks. More to share soon.
- More places. We're working to make Solid available in more countries, so more people can join.
The new app is rolling out now on iOS and Android. Update your app to get it, or download Solid if you're new here.
Disclosures. The Solid Card is provided by Issuer pursuant to a license from Visa. Any credit issued by the Solid DeFi protocol is subject to its separate terms and conditions. Issuer is not a party to any agreement with the Solid DeFi protocol and is not responsible for any loan or credit arrangement between user and the Solid DeFi protocol. Cashback is a feature of the Solid Card rewards program and is subject to the Solid Rewards Terms. Savings and yield features are provided through the Solid DeFi protocol, separately from the card. Rates shown are variable and not guaranteed.